Call reports 2014
BANK OF PERRY COUNTY — 2014
What BANK OF PERRY COUNTY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 150,549,000 | 147,630,000 | 146,422,000 | 147,126,000 |
| Total loans | 125,436,000 | 124,604,000 | 122,883,000 | 122,030,000 |
| Allowance for loan losses | 1,965,000 | 2,020,000 | 2,066,000 | 1,793,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,092,000 | 6,476,000 | 6,563,000 | 6,847,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,909,000 | 122,454,000 | 121,381,000 | 122,772,000 |
| Interest-bearing deposits | 105,184,000 | 103,687,000 | 100,842,000 | 102,619,000 |
| Noninterest-bearing deposits | 19,725,000 | 18,767,000 | 20,539,000 | 20,153,000 |
| Equity capital | 14,496,000 | 14,562,000 | 14,646,000 | 14,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,990,000 | 3,965,000 | 5,973,000 | 7,936,000 |
| Interest expense | 300,000 | 618,000 | 929,000 | 1,229,000 |
| Net interest income | 1,690,000 | 3,347,000 | 5,044,000 | 6,707,000 |
| Noninterest income | 154,000 | 354,000 | 562,000 | 712,000 |
| Noninterest expense | 993,000 | 2,008,000 | 3,054,000 | 4,338,000 |
| Provision for loan losses | 120,000 | 250,000 | 370,000 | 185,000 |
| Pretax income | 731,000 | 1,443,000 | 2,182,000 | 2,896,000 |
| Income tax | 56,000 | 111,000 | 167,000 | 226,000 |
| Net income | 675,000 | 1,332,000 | 2,015,000 | 2,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,496,000 | 14,562,000 | 14,646,000 | 14,710,000 |
| Total capital | 15,865,000 | 15,915,000 | 15,979,000 | 16,032,000 |
| Risk-weighted assets | 108,921,000 | 107,553,000 | 105,918,000 | 105,249,000 |