Call reports 2013
BANK OF PERRY COUNTY — 2013
What BANK OF PERRY COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 149,853,000 | 149,854,000 | 150,270,000 | 147,825,000 |
| Total loans | 122,961,000 | 122,920,000 | 123,513,000 | 123,372,000 |
| Allowance for loan losses | 1,846,000 | 1,967,000 | 2,042,000 | 1,857,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,344,000 | 6,487,000 | 6,451,000 | 6,310,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,379,000 | 123,356,000 | 124,008,000 | 121,807,000 |
| Interest-bearing deposits | 104,540,000 | 105,141,000 | 105,283,000 | 103,574,000 |
| Noninterest-bearing deposits | 16,839,000 | 18,215,000 | 18,725,000 | 18,233,000 |
| Equity capital | 14,179,000 | 14,323,000 | 14,367,000 | 14,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,007,000 | 4,007,000 | 6,034,000 | 8,024,000 |
| Interest expense | 366,000 | 714,000 | 1,056,000 | 1,375,000 |
| Net interest income | 1,641,000 | 3,293,000 | 4,978,000 | 6,649,000 |
| Noninterest income | 204,000 | 444,000 | 649,000 | 803,000 |
| Noninterest expense | 938,000 | 1,912,000 | 2,888,000 | 4,020,000 |
| Provision for loan losses | 210,000 | 370,000 | 550,000 | 580,000 |
| Pretax income | 697,000 | 1,455,000 | 2,189,000 | 2,852,000 |
| Income tax | 50,000 | 124,000 | 199,000 | 274,000 |
| Net income | 647,000 | 1,331,000 | 1,990,000 | 2,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,179,000 | 14,323,000 | 14,367,000 | 14,376,000 |
| Total capital | 15,541,000 | 15,679,000 | 15,715,000 | 15,714,000 |
| Risk-weighted assets | 108,489,000 | 107,859,000 | 107,143,000 | 106,554,000 |