Call reports 2012
BANK OF PERRY COUNTY — 2012
What BANK OF PERRY COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 145,117,000 | 144,006,000 | 145,092,000 | 150,244,000 |
| Total loans | 120,392,000 | 120,033,000 | 120,100,000 | 122,502,000 |
| Allowance for loan losses | 1,667,000 | 1,686,000 | 1,763,000 | 1,732,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,691,000 | 6,639,000 | 6,290,000 | 6,491,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,308,000 | 117,163,000 | 118,385,000 | 121,733,000 |
| Interest-bearing deposits | 100,894,000 | 101,284,000 | 102,800,000 | 104,924,000 |
| Noninterest-bearing deposits | 15,414,000 | 15,879,000 | 15,585,000 | 16,809,000 |
| Equity capital | 14,104,000 | 14,166,000 | 14,226,000 | 14,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,131,000 | 4,199,000 | 6,306,000 | 8,343,000 |
| Interest expense | 422,000 | 821,000 | 1,212,000 | 1,606,000 |
| Net interest income | 1,709,000 | 3,378,000 | 5,094,000 | 6,737,000 |
| Noninterest income | 209,000 | 358,000 | 601,000 | 802,000 |
| Noninterest expense | 1,073,000 | 2,031,000 | 3,008,000 | 4,052,000 |
| Provision for loan losses | 125,000 | 265,000 | 470,000 | 600,000 |
| Pretax income | 720,000 | 1,440,000 | 2,217,000 | 2,887,000 |
| Income tax | 57,000 | 115,000 | 172,000 | 199,000 |
| Net income | 663,000 | 1,325,000 | 2,045,000 | 2,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,104,000 | 14,166,000 | 14,226,000 | 14,072,000 |
| Total capital | 15,461,000 | 15,514,000 | 15,571,000 | 15,434,000 |
| Risk-weighted assets | 108,223,000 | 107,492,000 | 107,156,000 | 108,617,000 |