Call reports 2011
BANK OF PERRY COUNTY — 2011
What BANK OF PERRY COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 137,942,000 | 137,725,000 | 141,323,000 | 144,292,000 |
| Total loans | 111,490,000 | 112,944,000 | 117,241,000 | 120,124,000 |
| Allowance for loan losses | 1,508,000 | 1,560,000 | 1,601,000 | 1,619,000 |
| Securities available for sale | 949,000 | 0 | 0 | 0 |
| Securities held to maturity | 9,897,000 | 8,740,000 | 7,679,000 | 6,942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,203,000 | 108,032,000 | 111,658,000 | 113,655,000 |
| Interest-bearing deposits | 97,067,000 | 94,079,000 | 97,913,000 | 99,837,000 |
| Noninterest-bearing deposits | 14,136,000 | 13,953,000 | 13,745,000 | 13,818,000 |
| Equity capital | 13,791,000 | 13,875,000 | 14,050,000 | 13,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,109,000 | 4,234,000 | 6,419,000 | 8,594,000 |
| Interest expense | 459,000 | 913,000 | 1,357,000 | 1,791,000 |
| Net interest income | 1,650,000 | 3,321,000 | 5,062,000 | 6,803,000 |
| Noninterest income | 167,000 | 407,000 | 646,000 | 807,000 |
| Noninterest expense | 960,000 | 2,036,000 | 3,054,000 | 4,199,000 |
| Provision for loan losses | 140,000 | 290,000 | 513,000 | 735,000 |
| Pretax income | 717,000 | 1,402,000 | 2,141,000 | 2,676,000 |
| Income tax | 44,000 | 94,000 | 146,000 | 195,000 |
| Net income | 673,000 | 1,308,000 | 1,995,000 | 2,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,798,000 | 13,875,000 | 14,050,000 | 13,961,000 |
| Total capital | 15,064,000 | 15,148,000 | 15,380,000 | 15,312,000 |
| Risk-weighted assets | 101,054,000 | 101,533,000 | 106,146,000 | 107,824,000 |