Call reports 2010
BANK OF PERRY COUNTY — 2010
What BANK OF PERRY COUNTY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 137,285,000 | 134,515,000 | 130,082,000 | 133,395,000 |
| Total loans | 107,854,000 | 107,273,000 | 105,480,000 | 108,743,000 |
| Allowance for loan losses | 1,411,000 | 1,457,000 | 1,469,000 | 1,420,000 |
| Securities available for sale | 693,000 | 641,000 | 196,000 | 777,000 |
| Securities held to maturity | 11,843,000 | 10,446,000 | 8,552,000 | 7,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,920,000 | 106,541,000 | 104,124,000 | 107,497,000 |
| Interest-bearing deposits | 99,234,000 | 92,185,000 | 90,254,000 | 94,308,000 |
| Noninterest-bearing deposits | 12,686,000 | 14,356,000 | 13,870,000 | 13,189,000 |
| Equity capital | 13,292,000 | 13,520,000 | 13,651,000 | 13,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,229,000 | 4,403,000 | 6,508,000 | 8,596,000 |
| Interest expense | 633,000 | 1,195,000 | 1,691,000 | 2,179,000 |
| Net interest income | 1,596,000 | 3,208,000 | 4,817,000 | 6,417,000 |
| Noninterest income | 232,000 | 474,000 | 683,000 | 1,126,000 |
| Noninterest expense | 964,000 | 1,935,000 | 2,965,000 | 4,206,000 |
| Provision for loan losses | 220,000 | 410,000 | 560,000 | 690,000 |
| Pretax income | 644,000 | 1,337,000 | 1,975,000 | 2,647,000 |
| Income tax | 16,000 | 41,000 | 64,000 | 88,000 |
| Net income | 628,000 | 1,296,000 | 1,911,000 | 2,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,288,000 | 13,511,000 | 13,642,000 | 13,795,000 |
| Total capital | 14,481,000 | 14,731,000 | 14,842,000 | 15,025,000 |
| Risk-weighted assets | 95,223,000 | 97,368,000 | 95,736,000 | 98,235,000 |