Call reports 2009
BANK OF PERRY COUNTY — 2009
What BANK OF PERRY COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 136,612,000 | 133,520,000 | 134,001,000 | 136,069,000 |
| Total loans | 108,978,000 | 107,494,000 | 108,844,000 | 109,158,000 |
| Allowance for loan losses | 1,505,000 | 1,284,000 | 1,351,000 | 1,271,000 |
| Securities available for sale | 405,000 | 368,000 | 845,000 | 718,000 |
| Securities held to maturity | 15,043,000 | 11,992,000 | 10,404,000 | 12,230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,224,000 | 110,267,000 | 111,967,000 | 114,061,000 |
| Interest-bearing deposits | 101,110,000 | 97,029,000 | 99,053,000 | 100,631,000 |
| Noninterest-bearing deposits | 12,114,000 | 13,238,000 | 12,914,000 | 13,430,000 |
| Equity capital | 13,440,000 | 12,273,000 | 12,642,000 | 13,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,385,000 | 4,717,000 | 7,009,000 | 9,236,000 |
| Interest expense | 877,000 | 1,716,000 | 2,492,000 | 3,234,000 |
| Net interest income | 1,508,000 | 3,001,000 | 4,517,000 | 6,002,000 |
| Noninterest income | 231,000 | 521,000 | 765,000 | 1,035,000 |
| Noninterest expense | 883,000 | 2,439,000 | 3,795,000 | 4,740,000 |
| Provision for loan losses | 300,000 | 855,000 | 1,265,000 | 1,565,000 |
| Pretax income | 556,000 | -172,000 | 222,000 | 732,000 |
| Income tax | 45,000 | 65,000 | 95,000 | 115,000 |
| Net income | 511,000 | -237,000 | 127,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,441,000 | 12,272,000 | 12,642,000 | 13,127,000 |
| Total capital | 14,695,000 | 13,464,000 | 13,867,000 | 14,363,000 |
| Risk-weighted assets | 100,037,000 | 96,409,000 | 97,905,000 | 98,836,000 |