Call reports 2008
BANK OF PERRY COUNTY — 2008
What BANK OF PERRY COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 125,666,000 | 130,700,000 | 131,413,000 | 136,877,000 |
| Total loans | 96,581,000 | 100,129,000 | 103,912,000 | 107,172,000 |
| Allowance for loan losses | 1,047,000 | 1,099,000 | 1,140,000 | 1,305,000 |
| Securities available for sale | 605,000 | 353,000 | 170,000 | 164,000 |
| Securities held to maturity | 10,964,000 | 16,285,000 | 16,697,000 | 16,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,459,000 | 108,677,000 | 109,357,000 | 113,742,000 |
| Interest-bearing deposits | 90,623,000 | 95,602,000 | 95,254,000 | 100,670,000 |
| Noninterest-bearing deposits | 12,836,000 | 13,075,000 | 14,103,000 | 13,072,000 |
| Equity capital | 13,550,000 | 12,936,000 | 13,003,000 | 13,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,310,000 | 4,667,000 | 7,137,000 | 9,611,000 |
| Interest expense | 1,015,000 | 2,041,000 | 3,017,000 | 3,931,000 |
| Net interest income | 1,295,000 | 2,626,000 | 4,120,000 | 5,680,000 |
| Noninterest income | 273,000 | 563,000 | 774,000 | 1,156,000 |
| Noninterest expense | 824,000 | 1,707,000 | 2,590,000 | 3,671,000 |
| Provision for loan losses | 112,000 | 277,000 | 427,000 | 777,000 |
| Pretax income | 632,000 | 1,205,000 | 1,877,000 | 2,388,000 |
| Income tax | 45,000 | 90,000 | 135,000 | 180,000 |
| Net income | 587,000 | 1,115,000 | 1,742,000 | 2,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,572,000 | 12,958,000 | 13,025,000 | 13,492,000 |
| Total capital | 14,619,000 | 14,057,000 | 14,165,000 | 14,739,000 |
| Risk-weighted assets | 89,125,000 | 93,306,000 | 96,455,000 | 99,722,000 |