Call reports 2007
BANK OF PERRY COUNTY — 2007
What BANK OF PERRY COUNTY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 108,505,000 | 117,162,000 | 117,876,000 | 119,744,000 |
| Total loans | 81,215,000 | 86,393,000 | 88,481,000 | 93,631,000 |
| Allowance for loan losses | 898,000 | 962,000 | 994,000 | 1,001,000 |
| Securities available for sale | 1,184,000 | 1,135,000 | 895,000 | 865,000 |
| Securities held to maturity | 9,923,000 | 11,248,000 | 12,680,000 | 12,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,159,000 | 95,471,000 | 97,030,000 | 97,896,000 |
| Interest-bearing deposits | 73,576,000 | 82,200,000 | 83,389,000 | 85,409,000 |
| Noninterest-bearing deposits | 12,583,000 | 13,271,000 | 13,642,000 | 12,487,000 |
| Equity capital | 13,659,000 | 13,117,000 | 13,126,000 | 13,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,977,000 | 4,206,000 | 6,490,000 | 8,729,000 |
| Interest expense | 796,000 | 1,691,000 | 2,677,000 | 3,659,000 |
| Net interest income | 1,181,000 | 2,515,000 | 3,813,000 | 5,070,000 |
| Noninterest income | 306,000 | 567,000 | 984,000 | 1,274,000 |
| Noninterest expense | 711,000 | 1,482,000 | 2,411,000 | 3,350,000 |
| Provision for loan losses | 116,000 | 248,000 | 399,000 | 579,000 |
| Pretax income | 660,000 | 1,352,000 | 1,987,000 | 2,415,000 |
| Income tax | 45,000 | 90,000 | 135,000 | 180,000 |
| Net income | 615,000 | 1,262,000 | 1,852,000 | 2,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,681,000 | 13,139,000 | 13,148,000 | 13,531,000 |
| Total capital | 14,579,000 | 14,101,000 | 14,142,000 | 14,532,000 |
| Risk-weighted assets | 74,225,000 | 79,982,000 | 81,375,000 | 85,255,000 |