Call reports 2006
BANK OF PERRY COUNTY — 2006
What BANK OF PERRY COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 95,306,000 | 93,251,000 | 99,456,000 | 102,447,000 |
| Total loans | 67,421,000 | 69,584,000 | 72,519,000 | 77,067,000 |
| Allowance for loan losses | 946,000 | 845,000 | 826,000 | 815,000 |
| Securities available for sale | 3,144,000 | 2,701,000 | 2,146,000 | 1,224,000 |
| Securities held to maturity | 8,796,000 | 9,412,000 | 9,560,000 | 9,802,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,770,000 | 72,834,000 | 77,578,000 | 80,048,000 |
| Interest-bearing deposits | 64,829,000 | 62,543,000 | 67,023,000 | 69,449,000 |
| Noninterest-bearing deposits | 9,941,000 | 10,291,000 | 10,555,000 | 10,599,000 |
| Equity capital | 13,466,000 | 12,838,000 | 13,041,000 | 13,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,583,000 | 3,268,000 | 5,093,000 | 6,990,000 |
| Interest expense | 515,000 | 1,103,000 | 1,753,000 | 2,497,000 |
| Net interest income | 1,068,000 | 2,165,000 | 3,340,000 | 4,493,000 |
| Noninterest income | 167,000 | 397,000 | 621,000 | 900,000 |
| Noninterest expense | 546,000 | 1,158,000 | 1,853,000 | 2,652,000 |
| Provision for loan losses | 103,000 | 253,000 | 315,000 | 410,000 |
| Pretax income | 586,000 | 1,151,000 | 1,793,000 | 2,331,000 |
| Income tax | 45,000 | 90,000 | 135,000 | 180,000 |
| Net income | 541,000 | 1,061,000 | 1,658,000 | 2,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,619,000 | 12,991,000 | 13,106,000 | 13,598,000 |
| Total capital | 14,422,000 | 13,797,000 | 13,932,000 | 14,413,000 |
| Risk-weighted assets | 64,099,000 | 64,450,000 | 67,486,000 | 70,941,000 |