Call reports 2005
BANK OF PERRY COUNTY — 2005
What BANK OF PERRY COUNTY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 79,117,000 | 81,708,000 | 83,700,000 | 84,384,000 |
| Total loans | 58,503,000 | 59,687,000 | 60,650,000 | 63,645,000 |
| Allowance for loan losses | 911,000 | 967,000 | 969,000 | 877,000 |
| Securities available for sale | 4,977,000 | 4,891,000 | 4,674,000 | 3,891,000 |
| Securities held to maturity | 7,163,000 | 7,078,000 | 6,980,000 | 6,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,636,000 | 65,267,000 | 64,950,000 | 64,803,000 |
| Interest-bearing deposits | 54,908,000 | 56,836,000 | 56,130,000 | 56,421,000 |
| Noninterest-bearing deposits | 7,728,000 | 8,431,000 | 8,820,000 | 8,382,000 |
| Equity capital | 13,623,000 | 13,083,000 | 13,051,000 | 13,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,585,000 | 4,030,000 | 5,505,000 |
| Interest expense | 287,000 | 618,000 | 1,007,000 | 1,441,000 |
| Net interest income | 964,000 | 1,967,000 | 3,023,000 | 4,064,000 |
| Noninterest income | 203,000 | 409,000 | 531,000 | 712,000 |
| Noninterest expense | 515,000 | 1,031,000 | 1,523,000 | 2,123,000 |
| Provision for loan losses | 27,000 | 140,000 | 238,000 | 351,000 |
| Pretax income | 625,000 | 1,205,000 | 1,793,000 | 2,302,000 |
| Income tax | 43,000 | 88,000 | 132,000 | 178,000 |
| Net income | 582,000 | 1,117,000 | 1,661,000 | 2,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,692,000 | 13,180,000 | 13,168,000 | 13,631,000 |
| Total capital | 14,380,000 | 13,885,000 | 13,886,000 | 14,370,000 |
| Risk-weighted assets | 54,793,000 | 56,169,000 | 57,189,000 | 59,009,000 |