Call reports 2003
BANK OF PERRY COUNTY — 2003
What BANK OF PERRY COUNTY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 82,957,000 | 81,776,000 | 76,218,000 | 78,439,000 |
| Total loans | 50,082,000 | 51,097,000 | 52,561,000 | 52,653,000 |
| Allowance for loan losses | 1,002,000 | 999,000 | 753,000 | 827,000 |
| Securities available for sale | 0 | 1,000,000 | 5,658,000 | 5,586,000 |
| Securities held to maturity | 23,801,000 | 13,901,000 | 8,801,000 | 5,201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,766,000 | 68,420,000 | 62,099,000 | 63,707,000 |
| Interest-bearing deposits | 63,763,000 | 61,904,000 | 55,002,000 | 56,589,000 |
| Noninterest-bearing deposits | 6,003,000 | 6,516,000 | 7,097,000 | 7,118,000 |
| Equity capital | 12,698,000 | 13,047,000 | 13,263,000 | 13,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,306,000 | 2,619,000 | 3,842,000 | 5,096,000 |
| Interest expense | 402,000 | 732,000 | 1,063,000 | 1,349,000 |
| Net interest income | 904,000 | 1,887,000 | 2,779,000 | 3,747,000 |
| Noninterest income | 120,000 | 217,000 | 389,000 | 454,000 |
| Noninterest expense | 336,000 | 699,000 | 1,042,000 | 1,451,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 900,000 |
| Pretax income | 538,000 | 1,105,000 | 1,676,000 | 1,850,000 |
| Income tax | 225,000 | 442,000 | 653,000 | 828,000 |
| Net income | 313,000 | 663,000 | 1,023,000 | 1,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,698,000 | 13,047,000 | 13,323,000 | 13,322,000 |
| Total capital | 13,269,000 | 13,624,000 | 13,884,000 | 13,877,000 |
| Risk-weighted assets | 45,261,000 | 45,763,000 | 44,710,000 | 43,963,000 |