Call reports 2002
BANK OF PERRY COUNTY — 2002
What BANK OF PERRY COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 77,515,000 | 76,917,000 | 76,446,000 | 76,368,000 |
| Total loans | 50,264,000 | 49,013,000 | 48,186,000 | 48,379,000 |
| Allowance for loan losses | 846,000 | 694,000 | 981,000 | 992,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,501,000 | 15,101,000 | 11,701,000 | 14,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,381,000 | 64,119,000 | 63,707,000 | 63,451,000 |
| Interest-bearing deposits | 59,744,000 | 57,827,000 | 57,326,000 | 56,350,000 |
| Noninterest-bearing deposits | 5,637,000 | 6,292,000 | 6,381,000 | 7,101,000 |
| Equity capital | 11,748,000 | 12,112,000 | 12,228,000 | 12,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,883,000 | 4,209,000 | 5,575,000 |
| Interest expense | 539,000 | 1,026,000 | 1,471,000 | 1,897,000 |
| Net interest income | 873,000 | 1,857,000 | 2,738,000 | 3,678,000 |
| Noninterest income | 117,000 | 183,000 | 353,000 | 537,000 |
| Noninterest expense | 300,000 | 621,000 | 1,001,000 | 1,491,000 |
| Provision for loan losses | 150,000 | 300,000 | 696,000 | 821,000 |
| Pretax income | 540,000 | 1,119,000 | 1,394,000 | 1,903,000 |
| Income tax | 210,000 | 425,000 | 500,000 | 770,000 |
| Net income | 330,000 | 694,000 | 894,000 | 1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,748,000 | 12,112,000 | 12,228,000 | 12,468,000 |
| Total capital | 12,311,000 | 12,663,000 | 12,772,000 | 13,011,000 |
| Risk-weighted assets | 44,732,000 | 43,916,000 | 43,122,000 | 43,013,000 |