Call reports 2001
BANK OF PERRY COUNTY — 2001
What BANK OF PERRY COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 71,351,000 | 72,943,000 | 74,744,000 | 80,422,000 |
| Total loans | 53,724,000 | 53,649,000 | 52,860,000 | 51,072,000 |
| Allowance for loan losses | 651,000 | 1,247,000 | 1,375,000 | 940,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,045,000 | 7,501,000 | 8,300,000 | 8,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,496,000 | 61,383,000 | 63,042,000 | 68,337,000 |
| Interest-bearing deposits | 53,035,000 | 55,153,000 | 56,621,000 | 62,571,000 |
| Noninterest-bearing deposits | 6,461,000 | 6,230,000 | 6,421,000 | 5,766,000 |
| Equity capital | 11,099,000 | 10,876,000 | 11,028,000 | 11,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,581,000 | 3,184,000 | 4,721,000 | 6,206,000 |
| Interest expense | 718,000 | 1,453,000 | 2,156,000 | 2,806,000 |
| Net interest income | 863,000 | 1,731,000 | 2,565,000 | 3,400,000 |
| Noninterest income | 92,000 | 213,000 | 333,000 | 434,000 |
| Noninterest expense | 334,000 | 638,000 | 901,000 | 1,230,000 |
| Provision for loan losses | 105,000 | 1,171,000 | 1,346,000 | 1,346,000 |
| Pretax income | 516,000 | 135,000 | 651,000 | 1,258,000 |
| Income tax | 210,000 | 52,000 | 332,000 | 465,000 |
| Net income | 306,000 | 83,000 | 319,000 | 793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,099,000 | 10,876,000 | 11,028,000 | 11,502,000 |
| Total capital | 11,685,000 | 11,461,000 | 11,606,000 | 12,078,000 |
| Risk-weighted assets | 46,801,000 | 46,122,000 | 45,402,000 | 45,683,000 |