Call reports 2008
TRUST INDUSTRIAL BANK — 2008
What TRUST INDUSTRIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 958,516,000 | 918,016,000 | 916,350,000 | 937,730,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 126,433,000 | 113,195,000 | 147,046,000 | 198,686,000 |
| Securities held to maturity | 795,888,000 | 770,642,000 | 745,475,000 | 721,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 838,071,000 | 797,640,000 | 803,675,000 | 828,598,000 |
| Interest-bearing deposits | 838,071,000 | 797,640,000 | 803,675,000 | 828,599,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 106,634,000 | 101,055,000 | 92,221,000 | 97,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,291,000 | 18,022,000 | 28,591,000 | 39,056,000 |
| Interest expense | 562,000 | 1,328,000 | 2,016,000 | 2,653,000 |
| Net interest income | 6,729,000 | 16,694,000 | 26,575,000 | 36,403,000 |
| Noninterest income | 9,929,000 | 23,265,000 | 33,183,000 | 40,223,000 |
| Noninterest expense | 17,094,000 | 43,349,000 | 58,796,000 | 73,705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -436,000 | -3,390,000 | 962,000 | 2,921,000 |
| Income tax | 71,000 | -1,305,000 | -302,000 | 1,125,000 |
| Net income | -507,000 | -2,085,000 | 1,264,000 | 1,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,061,000 | 93,143,000 | 95,383,000 | 95,915,000 |
| Total capital | 94,061,000 | 93,143,000 | 95,383,000 | 95,915,000 |
| Risk-weighted assets | 240,282,000 | 227,168,000 | 257,000,000 | 284,892,000 |