Call reports 2005
TRUST INDUSTRIAL BANK — 2005
What TRUST INDUSTRIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,571,000 | 2,584,000 | 2,602,000 | 2,635,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 2,562,000 | 2,578,000 | 2,594,000 | 2,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,000 | 535,000 | 539,000 | 542,000 |
| Interest-bearing deposits | 531,000 | 535,000 | 539,000 | 542,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,037,000 | 2,041,000 | 2,051,000 | 2,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 14,000 | 32,000 | 53,000 | 78,000 |
| Interest expense | 4,000 | 7,000 | 11,000 | 15,000 |
| Net interest income | 10,000 | 25,000 | 42,000 | 63,000 |
| Noninterest income | 68,000 | 128,000 | 190,000 | 249,000 |
| Noninterest expense | 70,000 | 137,000 | 199,000 | 247,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | 16,000 | 33,000 | 65,000 |
| Income tax | 3,000 | 6,000 | 13,000 | 25,000 |
| Net income | 5,000 | 10,000 | 20,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,037,000 | 2,041,000 | 2,051,000 | 2,071,000 |
| Total capital | 2,037,000 | 2,041,000 | 2,051,000 | 2,071,000 |
| Risk-weighted assets | 2,569,000 | 2,582,000 | 2,598,000 | 2,631,000 |