Call reports 2008
SIMMONS FIRST BANK OF NORTHEAST ARKANSAS — 2008
What SIMMONS FIRST BANK OF NORTHEAST ARKANSAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 275,084,000 | 283,782,000 | 296,829,000 | 294,716,000 |
| Total loans | 215,537,000 | 240,705,000 | 252,276,000 | 246,857,000 |
| Allowance for loan losses | 2,270,000 | 2,361,000 | 2,402,000 | 2,478,000 |
| Securities available for sale | 11,056,000 | 16,552,000 | 16,520,000 | 16,436,000 |
| Securities held to maturity | 7,725,000 | 7,541,000 | 7,527,000 | 7,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,575,000 | 242,397,000 | 248,330,000 | 249,685,000 |
| Interest-bearing deposits | 209,130,000 | 209,315,000 | 215,209,000 | 212,096,000 |
| Noninterest-bearing deposits | 31,445,000 | 33,082,000 | 33,121,000 | 37,589,000 |
| Equity capital | 24,008,000 | 24,170,000 | 24,632,000 | 25,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,085,000 | 8,174,000 | 12,465,000 | 16,591,000 |
| Interest expense | 1,868,000 | 3,549,000 | 5,211,000 | 6,795,000 |
| Net interest income | 2,217,000 | 4,625,000 | 7,254,000 | 9,796,000 |
| Noninterest income | 508,000 | 1,064,000 | 1,577,000 | 2,122,000 |
| Noninterest expense | 1,523,000 | 3,023,000 | 4,592,000 | 6,082,000 |
| Provision for loan losses | 112,000 | 234,000 | 353,000 | 474,000 |
| Pretax income | 1,090,000 | 2,432,000 | 3,886,000 | 5,362,000 |
| Income tax | 374,000 | 845,000 | 1,343,000 | 1,865,000 |
| Net income | 716,000 | 1,587,000 | 2,543,000 | 3,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,400,000 | 23,876,000 | 24,360,000 | 24,891,000 |
| Total capital | 25,833,000 | 26,399,000 | 26,924,000 | 27,531,000 |
| Risk-weighted assets | 207,781,000 | 227,346,000 | 237,826,000 | 231,765,000 |