Call reports 2007
SIMMONS FIRST BANK OF NORTHEAST ARKANSAS — 2007
What SIMMONS FIRST BANK OF NORTHEAST ARKANSAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 262,952,000 | 269,017,000 | 281,244,000 | 267,153,000 |
| Total loans | 211,648,000 | 224,976,000 | 229,228,000 | 217,523,000 |
| Allowance for loan losses | 2,524,000 | 2,484,000 | 2,364,000 | 2,263,000 |
| Securities available for sale | 18,813,000 | 17,720,000 | 16,937,000 | 15,078,000 |
| Securities held to maturity | 6,468,000 | 7,239,000 | 7,239,000 | 7,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,892,000 | 231,928,000 | 233,530,000 | 236,358,000 |
| Interest-bearing deposits | 204,086,000 | 203,930,000 | 204,027,000 | 206,146,000 |
| Noninterest-bearing deposits | 29,805,000 | 27,998,000 | 29,503,000 | 30,212,000 |
| Equity capital | 21,971,000 | 22,329,000 | 22,983,000 | 23,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,226,000 | 8,509,000 | 13,095,000 | 17,493,000 |
| Interest expense | 2,049,000 | 4,079,000 | 6,314,000 | 8,387,000 |
| Net interest income | 2,177,000 | 4,430,000 | 6,781,000 | 9,106,000 |
| Noninterest income | 566,000 | 1,058,000 | 1,596,000 | 2,183,000 |
| Noninterest expense | 1,319,000 | 2,668,000 | 3,991,000 | 5,365,000 |
| Provision for loan losses | 30,000 | 95,000 | 160,000 | 221,000 |
| Pretax income | 1,394,000 | 2,725,000 | 4,226,000 | 5,703,000 |
| Income tax | 475,000 | 943,000 | 1,463,000 | 1,990,000 |
| Net income | 919,000 | 1,782,000 | 2,763,000 | 3,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,659,000 | 22,077,000 | 22,599,000 | 23,085,000 |
| Total capital | 24,175,000 | 24,723,000 | 25,125,000 | 25,510,000 |
| Risk-weighted assets | 201,106,000 | 211,683,000 | 220,146,000 | 206,656,000 |