Call reports 2006
SIMMONS FIRST BANK OF NORTHEAST ARKANSAS — 2006
What SIMMONS FIRST BANK OF NORTHEAST ARKANSAS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 262,059,000 | 269,219,000 | 275,611,000 | 265,180,000 |
| Total loans | 215,745,000 | 229,267,000 | 223,260,000 | 214,508,000 |
| Allowance for loan losses | 2,685,000 | 2,707,000 | 2,662,000 | 2,591,000 |
| Securities available for sale | 16,664,000 | 16,532,000 | 16,739,000 | 17,748,000 |
| Securities held to maturity | 5,755,000 | 6,682,000 | 6,682,000 | 5,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,146,000 | 227,047,000 | 243,917,000 | 237,071,000 |
| Interest-bearing deposits | 204,575,000 | 201,212,000 | 217,255,000 | 208,577,000 |
| Noninterest-bearing deposits | 30,571,000 | 25,835,000 | 26,662,000 | 28,494,000 |
| Equity capital | 19,945,000 | 20,397,000 | 20,985,000 | 21,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,761,000 | 7,737,000 | 12,150,000 | 16,450,000 |
| Interest expense | 1,554,000 | 3,247,000 | 5,296,000 | 7,329,000 |
| Net interest income | 2,207,000 | 4,490,000 | 6,854,000 | 9,121,000 |
| Noninterest income | 481,000 | 1,032,000 | 1,559,000 | 2,045,000 |
| Noninterest expense | 1,288,000 | 2,542,000 | 3,801,000 | 5,045,000 |
| Provision for loan losses | 75,000 | 75,000 | 150,000 | 150,000 |
| Pretax income | 1,325,000 | 2,905,000 | 4,462,000 | 5,971,000 |
| Income tax | 483,000 | 1,056,000 | 1,619,000 | 2,160,000 |
| Net income | 842,000 | 1,849,000 | 2,843,000 | 3,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,712,000 | 20,251,000 | 20,712,000 | 21,218,000 |
| Total capital | 22,167,000 | 22,836,000 | 23,353,000 | 23,744,000 |
| Risk-weighted assets | 196,077,000 | 206,486,000 | 211,078,000 | 201,871,000 |