Call reports 2005
SIMMONS FIRST BANK OF NORTHEAST ARKANSAS — 2005
What SIMMONS FIRST BANK OF NORTHEAST ARKANSAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 230,175,000 | 258,633,000 | 267,579,000 | 253,193,000 |
| Total loans | 195,844,000 | 221,001,000 | 227,225,000 | 220,812,000 |
| Allowance for loan losses | 2,594,000 | 2,777,000 | 2,824,000 | 2,754,000 |
| Securities available for sale | 14,259,000 | 13,387,000 | 13,290,000 | 12,712,000 |
| Securities held to maturity | 5,686,000 | 5,685,000 | 5,684,000 | 5,756,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,612,000 | 211,054,000 | 228,557,000 | 227,332,000 |
| Interest-bearing deposits | 180,044,000 | 185,844,000 | 202,529,000 | 199,706,000 |
| Noninterest-bearing deposits | 25,568,000 | 25,211,000 | 26,028,000 | 27,626,000 |
| Equity capital | 17,735,000 | 18,278,000 | 19,184,000 | 19,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,076,000 | 6,492,000 | 10,321,000 | 14,120,000 |
| Interest expense | 947,000 | 2,096,000 | 3,563,000 | 5,109,000 |
| Net interest income | 2,129,000 | 4,396,000 | 6,758,000 | 9,011,000 |
| Noninterest income | 439,000 | 993,000 | 1,536,000 | 2,121,000 |
| Noninterest expense | 1,270,000 | 2,485,000 | 3,737,000 | 5,058,000 |
| Provision for loan losses | 210,000 | 420,000 | 525,000 | 630,000 |
| Pretax income | 1,088,000 | 2,484,000 | 4,032,000 | 5,444,000 |
| Income tax | 401,000 | 914,000 | 1,497,000 | 2,015,000 |
| Net income | 687,000 | 1,570,000 | 2,535,000 | 3,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,434,000 | 17,901,000 | 18,868,000 | 19,295,000 |
| Total capital | 19,655,000 | 20,429,000 | 21,494,000 | 21,808,000 |
| Risk-weighted assets | 177,019,000 | 202,000,000 | 209,928,000 | 200,835,000 |