Call reports 2004
SIMMONS FIRST BANK OF NORTHEAST ARKANSAS — 2004
What SIMMONS FIRST BANK OF NORTHEAST ARKANSAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 200,968,000 | 215,755,000 | 229,742,000 | 229,611,000 |
| Total loans | 171,182,000 | 190,809,000 | 199,251,000 | 193,702,000 |
| Allowance for loan losses | 1,984,000 | 2,168,000 | 2,280,000 | 2,429,000 |
| Securities available for sale | 10,238,000 | 10,341,000 | 11,478,000 | 14,435,000 |
| Securities held to maturity | 6,415,000 | 6,309,000 | 6,308,000 | 6,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,642,000 | 184,177,000 | 204,556,000 | 205,222,000 |
| Interest-bearing deposits | 154,867,000 | 162,507,000 | 180,363,000 | 178,869,000 |
| Noninterest-bearing deposits | 21,774,000 | 21,670,000 | 24,193,000 | 26,354,000 |
| Equity capital | 16,471,000 | 16,708,000 | 17,182,000 | 17,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,591,000 | 5,430,000 | 8,539,000 | 11,631,000 |
| Interest expense | 703,000 | 1,408,000 | 2,248,000 | 3,166,000 |
| Net interest income | 1,888,000 | 4,022,000 | 6,291,000 | 8,465,000 |
| Noninterest income | 375,000 | 788,000 | 1,386,000 | 1,876,000 |
| Noninterest expense | 1,146,000 | 2,292,000 | 3,548,000 | 4,846,000 |
| Provision for loan losses | 200,000 | 486,000 | 684,000 | 882,000 |
| Pretax income | 917,000 | 2,032,000 | 3,445,000 | 4,613,000 |
| Income tax | 336,000 | 671,000 | 1,278,000 | 1,709,000 |
| Net income | 581,000 | 1,361,000 | 2,167,000 | 2,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,419,000 | 16,354,000 | 16,733,000 | 17,101,000 |
| Total capital | 18,346,000 | 18,522,000 | 19,009,000 | 19,314,000 |
| Risk-weighted assets | 154,096,000 | 173,121,000 | 182,055,000 | 176,580,000 |