Call reports 2003
SIMMONS FIRST BANK OF NORTHEAST ARKANSAS — 2003
What SIMMONS FIRST BANK OF NORTHEAST ARKANSAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 197,580,000 | 188,626,000 | 184,418,000 | 189,892,000 |
| Total loans | 152,568,000 | 149,567,000 | 150,851,000 | 155,583,000 |
| Allowance for loan losses | 2,055,000 | 2,086,000 | 2,206,000 | 2,052,000 |
| Securities available for sale | 7,086,000 | 11,122,000 | 11,040,000 | 12,012,000 |
| Securities held to maturity | 7,348,000 | 4,624,000 | 6,254,000 | 5,692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,232,000 | 169,275,000 | 162,779,000 | 168,037,000 |
| Interest-bearing deposits | 159,131,000 | 150,507,000 | 142,734,000 | 145,256,000 |
| Noninterest-bearing deposits | 19,101,000 | 18,768,000 | 20,045,000 | 22,781,000 |
| Equity capital | 15,238,000 | 15,578,000 | 15,858,000 | 16,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,805,000 | 5,515,000 | 8,157,000 | 10,730,000 |
| Interest expense | 1,007,000 | 1,952,000 | 2,752,000 | 3,503,000 |
| Net interest income | 1,798,000 | 3,563,000 | 5,405,000 | 7,227,000 |
| Noninterest income | 431,000 | 878,000 | 1,378,000 | 1,765,000 |
| Noninterest expense | 982,000 | 1,962,000 | 3,029,000 | 4,082,000 |
| Provision for loan losses | 226,000 | 451,000 | 676,000 | 901,000 |
| Pretax income | 1,021,000 | 2,028,000 | 3,078,000 | 4,009,000 |
| Income tax | 376,000 | 748,000 | 1,136,000 | 1,477,000 |
| Net income | 645,000 | 1,280,000 | 1,942,000 | 2,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,184,000 | 15,502,000 | 15,833,000 | 16,129,000 |
| Total capital | 16,945,000 | 17,210,000 | 17,547,000 | 17,879,000 |
| Risk-weighted assets | 139,953,000 | 135,775,000 | 136,755,000 | 139,762,000 |