Call reports 2002
SIMMONS FIRST BANK OF NORTHEAST ARKANSAS — 2002
What SIMMONS FIRST BANK OF NORTHEAST ARKANSAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 183,899,000 | 189,163,000 | 199,511,000 | 200,113,000 |
| Total loans | 152,508,000 | 154,932,000 | 159,077,000 | 154,825,000 |
| Allowance for loan losses | 1,679,000 | 1,765,000 | 2,072,000 | 1,988,000 |
| Securities available for sale | 8,490,000 | 7,640,000 | 12,676,000 | 10,170,000 |
| Securities held to maturity | 9,042,000 | 9,043,000 | 5,993,000 | 6,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,214,000 | 168,243,000 | 178,592,000 | 182,013,000 |
| Interest-bearing deposits | 145,058,000 | 150,103,000 | 160,946,000 | 160,830,000 |
| Noninterest-bearing deposits | 18,156,000 | 18,140,000 | 17,646,000 | 21,183,000 |
| Equity capital | 13,894,000 | 14,336,000 | 14,621,000 | 14,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,036,000 | 6,056,000 | 9,126,000 | 12,107,000 |
| Interest expense | 1,270,000 | 2,433,000 | 3,649,000 | 4,802,000 |
| Net interest income | 1,766,000 | 3,623,000 | 5,477,000 | 7,305,000 |
| Noninterest income | 328,000 | 694,000 | 1,130,000 | 1,602,000 |
| Noninterest expense | 946,000 | 1,862,000 | 2,846,000 | 3,843,000 |
| Provision for loan losses | 135,000 | 330,000 | 725,000 | 1,025,000 |
| Pretax income | 1,013,000 | 2,125,000 | 3,036,000 | 4,039,000 |
| Income tax | 369,000 | 776,000 | 1,101,000 | 1,471,000 |
| Net income | 644,000 | 1,349,000 | 1,935,000 | 2,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,899,000 | 14,251,000 | 14,545,000 | 14,862,000 |
| Total capital | 15,578,000 | 16,016,000 | 16,370,000 | 16,649,000 |
| Risk-weighted assets | 138,735,000 | 141,074,000 | 145,485,000 | 142,190,000 |