Call reports 2014
HOME SAVINGS BANK OF ALBEMARLE, INC., SSB — 2014
What HOME SAVINGS BANK OF ALBEMARLE, INC., SSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 |
|---|---|
| Total assets | 277,786,000 |
| Total loans | 191,934,000 |
| Allowance for loan losses | 3,504,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 13,000,000 |
| Trading assets | 0 |
| Total deposits | 237,042,000 |
| Interest-bearing deposits | 218,588,000 |
| Noninterest-bearing deposits | 18,454,000 |
| Equity capital | 23,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 |
|---|---|
| Interest income | 2,624,000 |
| Interest expense | 507,000 |
| Net interest income | 2,117,000 |
| Noninterest income | 116,000 |
| Noninterest expense | 6,947,000 |
| Provision for loan losses | 0 |
| Pretax income | -4,600,000 |
| Income tax | -1,593,000 |
| Net income | -3,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 |
|---|---|
| Tier 1 capital | 23,135,000 |
| Total capital | 25,447,000 |
| Risk-weighted assets | 184,215,000 |