Call reports 2026
OHIO STATE BANK — 2026
What OHIO STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 481,125,000 | 483,982,000 |
| Total loans | 424,888,000 | 429,745,000 |
| Allowance for loan losses | 4,506,000 | 4,537,000 |
| Securities available for sale | 8,610,000 | 8,368,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 403,622,000 | 405,375,000 |
| Interest-bearing deposits | 375,273,000 | 370,064,000 |
| Noninterest-bearing deposits | 28,349,000 | 35,311,000 |
| Equity capital | 52,782,000 | 54,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,219,000 | 12,458,000 |
| Interest expense | 3,397,000 | 6,694,000 |
| Net interest income | 2,822,000 | 5,764,000 |
| Noninterest income | 96,000 | 209,000 |
| Noninterest expense | 1,605,000 | 3,131,000 |
| Provision for loan losses | -233,000 | -202,000 |
| Pretax income | 1,593,000 | 3,125,000 |
| Income tax | 336,000 | 660,000 |
| Net income | 1,257,000 | 2,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 53,312,000 | 54,809,000 |