Call reports 2024
OHIO STATE BANK — 2024
What OHIO STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 449,516,000 | 449,315,000 | 459,221,000 | 458,853,000 |
| Total loans | 392,807,000 | 392,929,000 | 403,553,000 | 404,058,000 |
| Allowance for loan losses | 4,548,000 | 4,472,000 | 4,367,000 | 4,422,000 |
| Securities available for sale | 11,034,000 | 10,654,000 | 10,705,000 | 9,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,455,000 | 370,407,000 | 390,989,000 | 384,457,000 |
| Interest-bearing deposits | 346,620,000 | 346,973,000 | 361,198,000 | 353,969,000 |
| Noninterest-bearing deposits | 23,835,000 | 23,434,000 | 29,791,000 | 30,488,000 |
| Equity capital | 47,394,000 | 47,458,000 | 47,894,000 | 48,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,323,000 | 10,997,000 | 16,831,000 | 22,738,000 |
| Interest expense | 4,017,000 | 8,411,000 | 12,885,000 | 17,045,000 |
| Net interest income | 1,306,000 | 2,586,000 | 3,946,000 | 5,693,000 |
| Noninterest income | 128,000 | 215,000 | 152,000 | 446,000 |
| Noninterest expense | 1,655,000 | 3,150,000 | 4,501,000 | 6,040,000 |
| Provision for loan losses | -190,000 | -266,000 | -371,000 | -316,000 |
| Pretax income | 9,000 | -8,000 | 48,000 | 520,000 |
| Income tax | 7,000 | 7,000 | 19,000 | 120,000 |
| Net income | 2,000 | -15,000 | 29,000 | 400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,330,000 | 48,405,000 | 48,511,000 | 48,949,000 |