Call reports 2023
OHIO STATE BANK — 2023
What OHIO STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 379,292,000 | 425,771,000 | 439,475,000 | 441,201,000 |
| Total loans | 337,275,000 | 372,000,000 | 383,096,000 | 389,042,000 |
| Allowance for loan losses | 4,205,000 | 4,616,000 | 4,778,000 | 4,738,000 |
| Securities available for sale | 10,981,000 | 10,535,000 | 9,766,000 | 9,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,719,000 | 346,632,000 | 368,632,000 | 361,780,000 |
| Interest-bearing deposits | 278,824,000 | 312,811,000 | 336,394,000 | 333,355,000 |
| Noninterest-bearing deposits | 36,895,000 | 33,821,000 | 32,238,000 | 28,425,000 |
| Equity capital | 46,991,000 | 46,871,000 | 46,599,000 | 47,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,856,000 | 8,130,000 | 13,147,000 | 18,407,000 |
| Interest expense | 1,984,000 | 4,588,000 | 8,077,000 | 11,905,000 |
| Net interest income | 1,872,000 | 3,542,000 | 5,070,000 | 6,502,000 |
| Noninterest income | 61,000 | 186,000 | 430,000 | 303,000 |
| Noninterest expense | 1,343,000 | 2,984,000 | 4,729,000 | 5,965,000 |
| Provision for loan losses | 93,000 | 504,000 | 666,000 | 626,000 |
| Pretax income | 497,000 | 240,000 | 105,000 | 214,000 |
| Income tax | 109,000 | 60,000 | 37,000 | 65,000 |
| Net income | 388,000 | 180,000 | 68,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,019,000 | 47,939,000 | 47,957,000 | 48,195,000 |