Call reports 2022
OHIO STATE BANK — 2022
What OHIO STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 312,265,000 | 326,550,000 | 398,918,000 | 372,893,000 |
| Total loans | 265,365,000 | 294,160,000 | 318,129,000 | 330,768,000 |
| Allowance for loan losses | 3,516,000 | 3,794,000 | 4,124,000 | 4,286,000 |
| Securities available for sale | 13,530,000 | 12,389,000 | 11,360,000 | 11,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,572,000 | 270,468,000 | 344,182,000 | 321,950,000 |
| Interest-bearing deposits | 218,650,000 | 230,105,000 | 296,731,000 | 287,235,000 |
| Noninterest-bearing deposits | 37,922,000 | 40,363,000 | 47,451,000 | 34,715,000 |
| Equity capital | 44,766,000 | 45,024,000 | 45,319,000 | 46,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,663,000 | 5,437,000 | 8,748,000 | 12,597,000 |
| Interest expense | 281,000 | 644,000 | 1,491,000 | 3,061,000 |
| Net interest income | 2,382,000 | 4,793,000 | 7,257,000 | 9,536,000 |
| Noninterest income | 321,000 | 564,000 | 855,000 | 967,000 |
| Noninterest expense | 1,593,000 | 3,304,000 | 5,007,000 | 6,332,000 |
| Provision for loan losses | 37,000 | 315,000 | 645,000 | 807,000 |
| Pretax income | 1,073,000 | 1,738,000 | 2,460,000 | 3,364,000 |
| Income tax | 229,000 | 373,000 | 529,000 | 724,000 |
| Net income | 844,000 | 1,365,000 | 1,931,000 | 2,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,404,000 | 46,052,000 | 46,789,000 | 47,626,000 |