Call reports 2021
OHIO STATE BANK — 2021
What OHIO STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 253,336,000 | 240,954,000 | 290,967,000 | 330,657,000 |
| Total loans | 170,093,000 | 215,964,000 | 250,465,000 | 277,419,000 |
| Allowance for loan losses | 2,143,000 | 2,709,000 | 3,141,000 | 3,479,000 |
| Securities available for sale | 22,177,000 | 21,493,000 | 15,929,000 | 14,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,503,000 | 198,291,000 | 235,239,000 | 265,730,000 |
| Interest-bearing deposits | 180,464,000 | 169,963,000 | 205,271,000 | 212,917,000 |
| Noninterest-bearing deposits | 30,039,000 | 28,328,000 | 29,968,000 | 52,813,000 |
| Equity capital | 42,261,000 | 42,263,000 | 43,578,000 | 44,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,672,000 | 3,560,000 | 6,006,000 | 8,649,000 |
| Interest expense | 276,000 | 530,000 | 776,000 | 1,055,000 |
| Net interest income | 1,396,000 | 3,030,000 | 5,230,000 | 7,594,000 |
| Noninterest income | 258,000 | 254,000 | 513,000 | 682,000 |
| Noninterest expense | 1,259,000 | 2,487,000 | 3,898,000 | 5,247,000 |
| Provision for loan losses | 226,000 | 792,000 | 1,224,000 | 1,562,000 |
| Pretax income | 169,000 | 5,000 | 621,000 | 1,467,000 |
| Income tax | 0 | 0 | -395,000 | -215,000 |
| Net income | 169,000 | 5,000 | 1,016,000 | 1,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,543,000 | 42,503,000 | 43,641,000 | 44,434,000 |