Call reports 2020
OHIO STATE BANK — 2020
What OHIO STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 130,519,000 | 139,727,000 | 179,206,000 | 347,786,000 |
| Total loans | 74,572,000 | 98,517,000 | 118,964,000 | 152,753,000 |
| Allowance for loan losses | 936,000 | 1,237,000 | 1,494,000 | 1,917,000 |
| Securities available for sale | 34,632,000 | 31,534,000 | 20,375,000 | 11,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,903,000 | 97,233,000 | 136,591,000 | 305,250,000 |
| Interest-bearing deposits | 74,625,000 | 74,523,000 | 117,028,000 | 155,975,000 |
| Noninterest-bearing deposits | 13,278,000 | 22,710,000 | 19,563,000 | 149,275,000 |
| Equity capital | 42,341,000 | 42,224,000 | 42,243,000 | 42,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 905,000 | 1,917,000 | 3,155,000 | 4,664,000 |
| Interest expense | 241,000 | 371,000 | 523,000 | 758,000 |
| Net interest income | 664,000 | 1,546,000 | 2,632,000 | 3,906,000 |
| Noninterest income | 132,000 | 171,000 | 216,000 | 324,000 |
| Noninterest expense | 842,000 | 1,580,000 | 2,477,000 | 3,511,000 |
| Provision for loan losses | 314,000 | 615,000 | 872,000 | 1,295,000 |
| Pretax income | -360,000 | -478,000 | -501,000 | -576,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -360,000 | -478,000 | -501,000 | -576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,109,000 | 42,107,000 | 42,205,000 | 42,252,000 |