Call reports 2019
OHIO STATE BANK — 2019
What OHIO STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|
| Total assets | 48,020,000 | 67,447,000 | 109,994,000 |
| Total loans | 9,402,000 | 28,854,000 | 49,540,000 |
| Allowance for loan losses | 115,000 | 362,000 | 622,000 |
| Securities available for sale | 11,888,000 | 21,791,000 | 26,932,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 4,862,000 | 24,677,000 | 67,445,000 |
| Interest-bearing deposits | 4,600,000 | 20,149,000 | 59,329,000 |
| Noninterest-bearing deposits | 262,000 | 4,528,000 | 8,116,000 |
| Equity capital | 43,086,000 | 42,664,000 | 42,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|
| Interest income | 219,000 | 616,000 | 1,259,000 |
| Interest expense | 6,000 | 47,000 | 169,000 |
| Net interest income | 213,000 | 569,000 | 1,090,000 |
| Noninterest income | 0 | 5,000 | 31,000 |
| Noninterest expense | 1,078,000 | 1,737,000 | 2,620,000 |
| Provision for loan losses | 115,000 | 362,000 | 622,000 |
| Pretax income | -980,000 | -1,525,000 | -2,121,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -980,000 | -1,525,000 | -2,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|
| Tier 1 capital | 43,086,000 | 42,664,000 | 42,353,000 |
| Total capital | 43,201,000 | 43,016,000 | 42,934,000 |
| Risk-weighted assets | 13,689,000 | 28,223,000 | 46,421,000 |