Call reports 2015
TALMER BANK AND TRUST — 2015
What TALMER BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 5,448,810,000 | 5,617,037,000 | 6,493,473,000 | 6,586,459,000 |
| Total loans | 4,082,778,000 | 4,218,989,000 | 4,801,843,000 | 4,864,923,000 |
| Allowance for loan losses | 45,324,000 | 44,369,000 | 55,837,000 | 53,952,000 |
| Securities available for sale | 520,634,000 | 623,655,000 | 880,704,000 | 890,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,678,000 |
| Trading assets | 3,274,000 | 2,347,000 | 5,650,000 | 4,247,000 |
| Total deposits | 4,120,835,000 | 4,289,277,000 | 5,137,827,000 | 5,027,198,000 |
| Interest-bearing deposits | 3,320,030,000 | 3,446,741,000 | 4,075,076,000 | 4,003,168,000 |
| Noninterest-bearing deposits | 800,805,000 | 842,536,000 | 1,062,751,000 | 1,024,030,000 |
| Equity capital | 621,176,000 | 635,267,000 | 738,326,000 | 750,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 45,660,000 | 89,778,000 | 170,587,000 | 234,888,000 |
| Interest expense | 3,333,000 | 7,287,000 | 13,262,000 | 18,767,000 |
| Net interest income | 42,327,000 | 82,491,000 | 157,325,000 | 216,121,000 |
| Noninterest income | 20,705,000 | 48,078,000 | 79,248,000 | 103,577,000 |
| Noninterest expense | 47,395,000 | 98,397,000 | 166,305,000 | 233,358,000 |
| Provision for loan losses | 325,000 | -7,403,000 | -4,515,000 | -9,057,000 |
| Pretax income | 15,205,000 | 39,474,000 | 74,884,000 | 95,496,000 |
| Income tax | 4,614,000 | 12,535,000 | 21,781,000 | 27,812,000 |
| Net income | 10,591,000 | 26,939,000 | 53,103,000 | 67,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 589,055,000 | 606,576,000 | 676,058,000 | 684,340,000 |
| Total capital | 636,840,000 | 653,191,000 | 734,680,000 | 740,338,000 |
| Risk-weighted assets | 4,440,368,000 | 4,600,802,000 | 5,407,668,000 | 5,490,681,000 |