Call reports 2014
TALMER BANK AND TRUST — 2014
What TALMER BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 4,435,765,000 | 4,682,455,000 | 4,899,363,000 | 5,045,286,000 |
| Total loans | 3,167,253,000 | 3,366,896,000 | 3,676,833,000 | 3,868,975,000 |
| Allowance for loan losses | 60,701,000 | 54,625,000 | 51,545,000 | 48,962,000 |
| Securities available for sale | 563,351,000 | 605,653,000 | 561,493,000 | 558,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 232,000 | 276,000 | 369,000 | 1,588,000 |
| Total deposits | 3,580,025,000 | 3,552,253,000 | 3,821,069,000 | 3,903,482,000 |
| Interest-bearing deposits | 2,791,886,000 | 2,757,918,000 | 3,073,407,000 | 3,167,186,000 |
| Noninterest-bearing deposits | 788,139,000 | 794,335,000 | 747,662,000 | 736,296,000 |
| Equity capital | 541,444,000 | 568,103,000 | 586,771,000 | 600,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 41,697,000 | 86,921,000 | 132,208,000 | 177,194,000 |
| Interest expense | 2,410,000 | 4,739,000 | 7,485,000 | 10,479,000 |
| Net interest income | 39,287,000 | 82,182,000 | 124,723,000 | 166,715,000 |
| Noninterest income | 15,084,000 | 32,892,000 | 60,566,000 | 75,237,000 |
| Noninterest expense | 47,399,000 | 95,693,000 | 138,940,000 | 177,031,000 |
| Provision for loan losses | 3,556,000 | -2,204,000 | -2,330,000 | -1,378,000 |
| Pretax income | 1,106,000 | 19,275,000 | 46,613,000 | 64,233,000 |
| Income tax | 484,000 | -4,000,000 | 4,890,000 | 10,303,000 |
| Net income | 622,000 | 23,275,000 | 41,723,000 | 53,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 500,114,000 | 535,815,000 | 557,105,000 | 579,604,000 |
| Total capital | 538,922,000 | 577,506,000 | 602,480,000 | 627,851,000 |
| Risk-weighted assets | 3,082,085,000 | 3,317,431,000 | 3,619,070,000 | 3,854,675,000 |