Call reports 2013
TALMER BANK AND TRUST — 2013
What TALMER BANK AND TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,239,854,000 | 2,260,675,000 | 2,261,623,000 | 2,308,075,000 |
| Total loans | 1,353,046,000 | 1,395,985,000 | 1,413,065,000 | 1,493,683,000 |
| Allowance for loan losses | 59,953,000 | 57,078,000 | 51,310,000 | 48,655,000 |
| Securities available for sale | 379,797,000 | 388,167,000 | 389,225,000 | 365,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,853,891,000 | 1,869,618,000 | 1,856,567,000 | 1,937,216,000 |
| Interest-bearing deposits | 1,412,787,000 | 1,400,401,000 | 1,328,705,000 | 1,352,488,000 |
| Noninterest-bearing deposits | 441,104,000 | 469,217,000 | 527,862,000 | 584,728,000 |
| Equity capital | 261,399,000 | 263,063,000 | 269,957,000 | 238,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 23,185,000 | 46,915,000 | 72,313,000 | 92,800,000 |
| Interest expense | 1,188,000 | 2,379,000 | 3,500,000 | 4,602,000 |
| Net interest income | 21,997,000 | 44,536,000 | 68,813,000 | 88,198,000 |
| Noninterest income | 9,213,000 | 15,640,000 | 22,809,000 | 30,319,000 |
| Noninterest expense | 27,835,000 | 53,644,000 | 78,126,000 | 104,160,000 |
| Provision for loan losses | 270,000 | -6,507,000 | -8,889,000 | -12,574,000 |
| Pretax income | 3,150,000 | 13,153,000 | 22,499,000 | 27,337,000 |
| Income tax | 506,000 | 4,015,000 | 7,042,000 | 8,638,000 |
| Net income | 2,644,000 | 9,138,000 | 15,457,000 | 18,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 251,341,000 | 258,282,000 | 264,940,000 | 235,448,000 |
| Total capital | 267,441,000 | 275,280,000 | 282,388,000 | 253,044,000 |
| Risk-weighted assets | 1,242,950,000 | 1,319,017,000 | 1,361,909,000 | 1,376,543,000 |