Call reports 2009
TALMER BANK AND TRUST — 2009
What TALMER BANK AND TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 66,665,000 | 71,313,000 | 75,082,000 | 91,353,000 |
| Total loans | 53,028,000 | 56,196,000 | 66,294,000 | 75,929,000 |
| Allowance for loan losses | 649,000 | 696,000 | 811,000 | 913,000 |
| Securities available for sale | 256,000 | 757,000 | 758,000 | 3,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,565,000 | 64,311,000 | 68,051,000 | 71,036,000 |
| Interest-bearing deposits | 52,346,000 | 46,099,000 | 51,419,000 | 65,479,000 |
| Noninterest-bearing deposits | 7,219,000 | 18,212,000 | 16,632,000 | 5,557,000 |
| Equity capital | 6,874,000 | 6,879,000 | 6,894,000 | 17,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 736,000 | 1,561,000 | 2,562,000 | 3,678,000 |
| Interest expense | 205,000 | 413,000 | 585,000 | 752,000 |
| Net interest income | 531,000 | 1,148,000 | 1,977,000 | 2,926,000 |
| Noninterest income | 189,000 | 584,000 | 857,000 | 1,399,000 |
| Noninterest expense | 910,000 | 1,872,000 | 2,843,000 | 3,940,000 |
| Provision for loan losses | 74,000 | 120,000 | 236,000 | 338,000 |
| Pretax income | -264,000 | -260,000 | -245,000 | 47,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -264,000 | -260,000 | -245,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,869,000 | 6,873,000 | 6,887,000 | 17,179,000 |
| Total capital | 7,452,000 | 7,523,000 | 7,579,000 | 18,012,000 |
| Risk-weighted assets | 48,333,000 | 52,132,000 | 65,095,000 | 82,598,000 |