Call reports 2008
TALMER BANK AND TRUST — 2008
What TALMER BANK AND TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 11,981,000 | 26,352,000 | 51,414,000 | 63,857,000 |
| Total loans | 5,737,000 | 17,298,000 | 39,163,000 | 46,129,000 |
| Allowance for loan losses | 71,000 | 205,000 | 489,000 | 575,000 |
| Securities available for sale | 636,000 | 622,000 | 632,000 | 635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,517,000 | 17,640,000 | 43,383,000 | 56,535,000 |
| Interest-bearing deposits | 2,143,000 | 16,520,000 | 41,053,000 | 49,283,000 |
| Noninterest-bearing deposits | 374,000 | 1,120,000 | 2,330,000 | 7,252,000 |
| Equity capital | 9,438,000 | 8,671,000 | 7,934,000 | 7,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 134,000 | 319,000 | 827,000 | 1,481,000 |
| Interest expense | 11,000 | 47,000 | 233,000 | 494,000 |
| Net interest income | 123,000 | 272,000 | 594,000 | 987,000 |
| Noninterest income | 1,000 | 4,000 | 22,000 | 49,000 |
| Noninterest expense | 357,000 | 1,129,000 | 1,930,000 | 3,058,000 |
| Provision for loan losses | 29,000 | 163,000 | 447,000 | 533,000 |
| Pretax income | -262,000 | -1,016,000 | -1,761,000 | -2,555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -262,000 | -1,016,000 | -1,761,000 | -2,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,425,000 | 8,670,000 | 7,926,000 | 7,133,000 |
| Total capital | 9,497,000 | 8,875,000 | 8,415,000 | 7,708,000 |
| Risk-weighted assets | 7,972,000 | 19,957,000 | 42,661,000 | 46,432,000 |