Call reports 2007
TALMER BANK AND TRUST — 2007
What TALMER BANK AND TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Total assets | 10,440,000 | 10,648,000 |
| Total loans | 762,000 | 3,374,000 |
| Allowance for loan losses | 10,000 | 42,000 |
| Securities available for sale | 623,000 | 627,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 401,000 | 917,000 |
| Interest-bearing deposits | 262,000 | 641,000 |
| Noninterest-bearing deposits | 139,000 | 276,000 |
| Equity capital | 10,028,000 | 9,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Interest income | 42,000 | 169,000 |
| Interest expense | 0 | 4,000 |
| Net interest income | 42,000 | 165,000 |
| Noninterest income | 0 | 3,000 |
| Noninterest expense | 114,000 | 548,000 |
| Provision for loan losses | 10,000 | 42,000 |
| Pretax income | -82,000 | -422,000 |
| Income tax | 0 | 0 |
| Net income | -82,000 | -422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Tier 1 capital | 10,028,000 | 9,688,000 |
| Total capital | 10,038,000 | 9,730,000 |
| Risk-weighted assets | 3,305,000 | 6,172,000 |