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Call reports 2021

LEGACY BANK OF FLORIDA — 2021

What LEGACY BANK OF FLORIDA reported to the FFIEC in 2021, quarter by quarter.

PERIOD: 2021SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f51cb2d0-1402-44e4-86a5-ed5b7e8c3d6f/2021

Balance sheet

What the bank holds and owes at quarter end

Measure2021Q12021Q2
Total assets594,882,000581,982,000
Total loans491,860,000478,340,000
Allowance for loan losses3,351,0003,477,000
Securities available for sale29,151,00029,100,000
Securities held to maturity00
Trading assets00
Total deposits501,474,000485,628,000
Interest-bearing deposits361,918,000345,901,000
Noninterest-bearing deposits139,556,000139,727,000
Equity capital58,238,00060,934,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2021Q12021Q2
Interest income5,916,00011,937,000
Interest expense748,0001,305,000
Net interest income5,168,00010,632,000
Noninterest income343,000610,000
Noninterest expense2,570,0005,249,000
Provision for loan losses120,000240,000
Pretax income2,821,0005,753,000
Income tax681,0001,393,000
Net income2,140,0004,360,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2021Q12021Q2
Tier 1 capital59,100,00061,352,000
Total capital62,451,00064,829,000
Risk-weighted assets528,194,000512,634,000

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