Call reports 2018
LEGACY BANK OF FLORIDA — 2018
What LEGACY BANK OF FLORIDA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 393,154,000 | 394,473,000 | 407,598,000 | 426,998,000 |
| Total loans | 324,388,000 | 330,395,000 | 338,543,000 | 365,098,000 |
| Allowance for loan losses | 2,535,000 | 2,543,000 | 2,564,000 | 2,600,000 |
| Securities available for sale | 41,026,000 | 39,598,000 | 45,338,000 | 39,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,496,000 | 293,907,000 | 304,004,000 | 305,876,000 |
| Interest-bearing deposits | 230,414,000 | 230,984,000 | 233,571,000 | 242,573,000 |
| Noninterest-bearing deposits | 60,082,000 | 62,923,000 | 70,433,000 | 63,303,000 |
| Equity capital | 41,945,000 | 42,739,000 | 43,611,000 | 45,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,029,000 | 8,293,000 | 12,680,000 | 17,414,000 |
| Interest expense | 819,000 | 1,721,000 | 2,727,000 | 3,981,000 |
| Net interest income | 3,210,000 | 6,572,000 | 9,953,000 | 13,433,000 |
| Noninterest income | 196,000 | 458,000 | 767,000 | 990,000 |
| Noninterest expense | 2,276,000 | 4,625,000 | 6,854,000 | 9,038,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 1,130,000 | 2,405,000 | 3,866,000 | 5,357,000 |
| Income tax | 288,000 | 612,000 | 984,000 | 1,293,000 |
| Net income | 842,000 | 1,793,000 | 2,882,000 | 4,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,981,000 | 41,273,000 | 42,772,000 | 44,451,000 |
| Total capital | 42,516,000 | 43,816,000 | 45,336,000 | 47,051,000 |
| Risk-weighted assets | 342,251,000 | 351,246,000 | 367,335,000 | 393,136,000 |