Call reports 2017
LEGACY BANK OF FLORIDA — 2017
What LEGACY BANK OF FLORIDA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 350,888,000 | 354,859,000 | 370,671,000 | 377,868,000 |
| Total loans | 285,900,000 | 294,503,000 | 310,483,000 | 311,521,000 |
| Allowance for loan losses | 2,958,000 | 2,990,000 | 3,305,000 | 2,498,000 |
| Securities available for sale | 44,466,000 | 41,129,000 | 42,386,000 | 43,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,016,000 | 270,470,000 | 274,957,000 | 276,324,000 |
| Interest-bearing deposits | 212,130,000 | 210,692,000 | 213,963,000 | 220,121,000 |
| Noninterest-bearing deposits | 55,886,000 | 59,778,000 | 60,994,000 | 56,203,000 |
| Equity capital | 35,913,000 | 36,809,000 | 37,507,000 | 39,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,297,000 | 6,940,000 | 10,757,000 | 14,717,000 |
| Interest expense | 483,000 | 1,040,000 | 1,672,000 | 2,384,000 |
| Net interest income | 2,814,000 | 5,900,000 | 9,085,000 | 12,333,000 |
| Noninterest income | 96,000 | 228,000 | 486,000 | 689,000 |
| Noninterest expense | 2,133,000 | 4,270,000 | 6,413,000 | 8,627,000 |
| Provision for loan losses | 0 | 0 | 210,000 | 480,000 |
| Pretax income | 777,000 | 1,860,000 | 2,971,000 | 3,938,000 |
| Income tax | 297,000 | 710,000 | 1,133,000 | 3,382,000 |
| Net income | 480,000 | 1,150,000 | 1,838,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,561,000 | 31,664,000 | 32,782,000 | 36,659,000 |
| Total capital | 33,519,000 | 34,654,000 | 36,087,000 | 39,157,000 |
| Risk-weighted assets | 288,937,000 | 304,034,000 | 319,203,000 | 327,987,000 |