Call reports 2011
LEGACY BANK OF FLORIDA — 2011
What LEGACY BANK OF FLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 319,173,000 | 301,963,000 | 292,423,000 | 285,534,000 |
| Total loans | 227,770,000 | 207,264,000 | 205,290,000 | 200,981,000 |
| Allowance for loan losses | 5,213,000 | 5,775,000 | 5,598,000 | 5,559,000 |
| Securities available for sale | 65,075,000 | 78,680,000 | 71,058,000 | 72,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,795,000 | 278,236,000 | 265,486,000 | 258,084,000 |
| Interest-bearing deposits | 263,480,000 | 251,728,000 | 238,371,000 | 234,344,000 |
| Noninterest-bearing deposits | 30,315,000 | 26,508,000 | 27,115,000 | 23,740,000 |
| Equity capital | 14,787,000 | 13,051,000 | 16,160,000 | 15,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,658,000 | 7,151,000 | 10,368,000 | 13,286,000 |
| Interest expense | 874,000 | 1,680,000 | 2,411,000 | 3,075,000 |
| Net interest income | 2,784,000 | 5,471,000 | 7,957,000 | 10,211,000 |
| Noninterest income | -540,000 | -807,000 | -741,000 | -924,000 |
| Noninterest expense | 2,140,000 | 5,055,000 | 7,150,000 | 9,074,000 |
| Provision for loan losses | 2,186,000 | 5,647,000 | 7,368,000 | 8,007,000 |
| Pretax income | -1,954,000 | -5,499,000 | -6,308,000 | -6,308,000 |
| Income tax | 6,000 | -662,000 | -701,000 | -864,000 |
| Net income | -1,960,000 | -4,837,000 | -5,607,000 | -5,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,965,000 | 13,116,000 | 15,041,000 | 15,440,000 |
| Total capital | 19,088,000 | 15,969,000 | 17,792,000 | 18,144,000 |
| Risk-weighted assets | 247,772,000 | 225,336,000 | 217,267,000 | 213,490,000 |