Call reports 2010
OMNI BANK — 2010
What OMNI BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 769,265,000 | 749,654,000 | 745,632,000 | 734,702,000 |
| Total loans | 552,881,000 | 544,371,000 | 546,380,000 | 524,874,000 |
| Allowance for loan losses | 11,404,000 | 9,555,000 | 9,450,000 | 7,879,000 |
| Securities available for sale | 75,120,000 | 90,605,000 | 90,612,000 | 87,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 676,133,000 | 654,287,000 | 653,890,000 | 646,235,000 |
| Interest-bearing deposits | 541,038,000 | 524,028,000 | 512,144,000 | 502,808,000 |
| Noninterest-bearing deposits | 135,095,000 | 130,259,000 | 141,746,000 | 143,427,000 |
| Equity capital | 55,929,000 | 56,459,000 | 56,228,000 | 54,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,634,000 | 19,206,000 | 28,872,000 | 38,537,000 |
| Interest expense | 1,972,000 | 3,951,000 | 5,726,000 | 7,380,000 |
| Net interest income | 7,662,000 | 15,255,000 | 23,146,000 | 31,157,000 |
| Noninterest income | 1,767,000 | 3,042,000 | 4,131,000 | 5,195,000 |
| Noninterest expense | 8,226,000 | 16,335,000 | 24,952,000 | 33,424,000 |
| Provision for loan losses | 900,000 | 1,720,000 | 2,720,000 | 3,705,000 |
| Pretax income | 303,000 | 369,000 | 230,000 | -59,000 |
| Income tax | 98,000 | 73,000 | 25,000 | -213,000 |
| Net income | 205,000 | 296,000 | 205,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,991,000 | 55,372,000 | 55,280,000 | 54,653,000 |
| Total capital | 62,090,000 | 62,367,000 | 62,210,000 | 61,445,000 |
| Risk-weighted assets | 563,632,000 | 557,003,000 | 551,849,000 | 542,253,000 |