Call reports 2009
OMNI BANK — 2009
What OMNI BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 768,936,000 | 742,563,000 | 744,966,000 | 746,695,000 |
| Total loans | 577,069,000 | 563,050,000 | 565,005,000 | 565,896,000 |
| Allowance for loan losses | 5,782,000 | 7,825,000 | 7,809,000 | 11,316,000 |
| Securities available for sale | 34,895,000 | 55,532,000 | 60,950,000 | 71,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 665,581,000 | 648,425,000 | 647,939,000 | 653,190,000 |
| Interest-bearing deposits | 532,198,000 | 520,865,000 | 524,443,000 | 521,144,000 |
| Noninterest-bearing deposits | 133,383,000 | 127,559,000 | 123,495,000 | 132,045,000 |
| Equity capital | 60,830,000 | 57,947,000 | 58,898,000 | 55,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,583,000 | 21,128,000 | 31,451,000 | 41,627,000 |
| Interest expense | 2,599,000 | 5,354,000 | 7,809,000 | 10,167,000 |
| Net interest income | 7,984,000 | 15,774,000 | 23,642,000 | 31,460,000 |
| Noninterest income | 1,833,000 | 4,025,000 | 5,347,000 | 6,636,000 |
| Noninterest expense | 8,607,000 | 17,385,000 | 25,925,000 | 35,675,000 |
| Provision for loan losses | 825,000 | 5,416,000 | 6,811,000 | 11,442,000 |
| Pretax income | 610,000 | -2,191,000 | -2,936,000 | -8,195,000 |
| Income tax | 194,000 | -352,000 | -1,130,000 | -3,565,000 |
| Net income | 416,000 | -1,839,000 | -1,806,000 | -4,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,848,000 | 58,594,000 | 58,626,000 | 54,676,000 |
| Total capital | 66,630,000 | 65,611,000 | 65,716,000 | 61,864,000 |
| Risk-weighted assets | 558,080,000 | 560,569,000 | 566,507,000 | 570,936,000 |