Call reports 2007
OMNI BANK — 2007
What OMNI BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 692,810,000 | 690,824,000 | 737,620,000 | 709,699,000 |
| Total loans | 537,142,000 | 548,884,000 | 567,176,000 | 560,963,000 |
| Allowance for loan losses | 6,127,000 | 5,834,000 | 5,468,000 | 4,739,000 |
| Securities available for sale | 69,976,000 | 68,608,000 | 67,174,000 | 56,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 603,855,000 | 601,050,000 | 624,853,000 | 626,099,000 |
| Interest-bearing deposits | 463,783,000 | 459,954,000 | 497,459,000 | 495,113,000 |
| Noninterest-bearing deposits | 140,072,000 | 141,096,000 | 127,394,000 | 130,986,000 |
| Equity capital | 50,530,000 | 51,360,000 | 53,131,000 | 53,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 13,448,000 | 27,272,000 | 41,297,000 | 55,330,000 |
| Interest expense | 4,953,000 | 9,885,000 | 15,119,000 | 20,421,000 |
| Net interest income | 8,495,000 | 17,387,000 | 26,178,000 | 34,909,000 |
| Noninterest income | 912,000 | 1,738,000 | 2,692,000 | 3,742,000 |
| Noninterest expense | 7,618,000 | 15,573,000 | 23,498,000 | 32,315,000 |
| Provision for loan losses | -200,000 | -168,000 | -221,000 | -26,000 |
| Pretax income | 1,989,000 | 3,720,000 | 5,593,000 | 6,362,000 |
| Income tax | 622,000 | 1,164,000 | 1,752,000 | 2,095,000 |
| Net income | 1,367,000 | 2,556,000 | 3,841,000 | 4,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,655,000 | 51,844,000 | 53,129,000 | 53,555,000 |
| Total capital | 56,782,000 | 57,678,000 | 58,597,000 | 58,294,000 |
| Risk-weighted assets | 514,753,000 | 511,937,000 | 551,415,000 | 555,151,000 |