Call reports 2006
OMNI BANK — 2006
What OMNI BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 649,188,000 | 612,918,000 | 635,706,000 | 704,236,000 |
| Total loans | 427,036,000 | 462,241,000 | 496,035,000 | 519,475,000 |
| Allowance for loan losses | 9,532,000 | 9,353,000 | 8,289,000 | 6,289,000 |
| Securities available for sale | 63,315,000 | 69,499,000 | 72,128,000 | 71,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,035,000 | 529,487,000 | 546,862,000 | 615,243,000 |
| Interest-bearing deposits | 403,392,000 | 374,221,000 | 405,471,000 | 467,489,000 |
| Noninterest-bearing deposits | 163,643,000 | 155,266,000 | 141,391,000 | 147,754,000 |
| Equity capital | 38,349,000 | 39,297,000 | 41,929,000 | 49,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,260,000 | 21,315,000 | 33,113,000 | 45,859,000 |
| Interest expense | 3,297,000 | 6,584,000 | 10,098,000 | 14,521,000 |
| Net interest income | 6,963,000 | 14,731,000 | 23,015,000 | 31,338,000 |
| Noninterest income | 561,000 | 1,134,000 | 1,913,000 | 3,196,000 |
| Noninterest expense | 5,421,000 | 11,544,000 | 18,616,000 | 26,674,000 |
| Provision for loan losses | -359,000 | -401,000 | -1,114,000 | -2,276,000 |
| Pretax income | 2,462,000 | 4,722,000 | 7,426,000 | 10,155,000 |
| Income tax | 746,000 | 1,490,000 | 2,368,000 | 2,932,000 |
| Net income | 1,716,000 | 3,232,000 | 5,058,000 | 7,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,780,000 | 40,296,000 | 42,122,000 | 49,288,000 |
| Total capital | 43,813,000 | 45,621,000 | 48,096,000 | 55,577,000 |
| Risk-weighted assets | 398,110,000 | 422,007,000 | 475,604,000 | 516,393,000 |