Call reports 2002
OMNI BANK — 2002
What OMNI BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 316,367,000 | 324,275,000 | 338,467,000 | 354,151,000 |
| Total loans | 240,927,000 | 246,841,000 | 258,272,000 | 269,558,000 |
| Allowance for loan losses | 2,828,000 | 2,983,000 | 3,221,000 | 3,476,000 |
| Securities available for sale | 36,764,000 | 34,014,000 | 40,056,000 | 43,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,011,000 | 266,022,000 | 278,338,000 | 292,985,000 |
| Interest-bearing deposits | 211,041,000 | 216,225,000 | 224,966,000 | 233,346,000 |
| Noninterest-bearing deposits | 48,969,000 | 49,797,000 | 53,372,000 | 59,639,000 |
| Equity capital | 23,754,000 | 24,728,000 | 25,712,000 | 26,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,852,000 | 11,914,000 | 17,946,000 | 24,151,000 |
| Interest expense | 2,190,000 | 4,249,000 | 6,113,000 | 7,861,000 |
| Net interest income | 3,662,000 | 7,665,000 | 11,833,000 | 16,290,000 |
| Noninterest income | 513,000 | 1,016,000 | 1,507,000 | 1,937,000 |
| Noninterest expense | 2,925,000 | 5,943,000 | 8,985,000 | 12,120,000 |
| Provision for loan losses | 200,000 | 450,000 | 730,000 | 1,000,000 |
| Pretax income | 1,050,000 | 2,288,000 | 3,627,000 | 5,109,000 |
| Income tax | 383,000 | 840,000 | 1,372,000 | 1,932,000 |
| Net income | 667,000 | 1,448,000 | 2,255,000 | 3,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,375,000 | 24,029,000 | 24,802,000 | 25,601,000 |
| Total capital | 26,189,000 | 26,930,000 | 27,835,000 | 28,771,000 |
| Risk-weighted assets | 225,079,000 | 231,988,000 | 242,449,000 | 253,311,000 |