Call reports 2001
OMNI BANK — 2001
What OMNI BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 270,943,000 | 278,584,000 | 302,916,000 | 313,306,000 |
| Total loans | 199,305,000 | 206,123,000 | 226,990,000 | 237,711,000 |
| Allowance for loan losses | 1,773,000 | 1,891,000 | 2,038,000 | 2,637,000 |
| Securities available for sale | 42,046,000 | 35,956,000 | 37,820,000 | 38,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,312,000 | 227,809,000 | 248,251,000 | 257,784,000 |
| Interest-bearing deposits | 184,764,000 | 186,912,000 | 202,674,000 | 205,629,000 |
| Noninterest-bearing deposits | 41,548,000 | 40,897,000 | 45,577,000 | 52,155,000 |
| Equity capital | 18,748,000 | 19,153,000 | 23,142,000 | 23,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,730,000 | 11,615,000 | 17,628,000 | 23,806,000 |
| Interest expense | 2,856,000 | 5,605,000 | 8,310,000 | 10,693,000 |
| Net interest income | 2,874,000 | 6,010,000 | 9,318,000 | 13,113,000 |
| Noninterest income | 431,000 | 903,000 | 1,398,000 | 1,933,000 |
| Noninterest expense | 2,566,000 | 5,178,000 | 7,723,000 | 10,311,000 |
| Provision for loan losses | 157,000 | 360,000 | 575,000 | 1,335,000 |
| Pretax income | 1,435,000 | 2,236,000 | 3,278,000 | 4,261,000 |
| Income tax | 513,000 | 805,000 | 1,143,000 | 1,611,000 |
| Net income | 922,000 | 1,431,000 | 2,135,000 | 2,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,265,000 | 18,667,000 | 22,335,000 | 22,743,000 |
| Total capital | 20,038,000 | 20,558,000 | 24,373,000 | 25,380,000 |
| Risk-weighted assets | 189,015,000 | 191,690,000 | 212,894,000 | 221,849,000 |