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Call reports 2002

NORTHWEST BUSINESS BANK — 2002

What NORTHWEST BUSINESS BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f5147f74-a4f2-4d8c-8a26-b80bb18951ec/2002

Balance sheet

What the bank holds and owes at quarter end

Measure2002Q12002Q22002Q32002Q4
Total assets94,113,00097,169,00097,962,000100,436,000
Total loans65,614,00074,640,00073,524,00070,725,000
Allowance for loan losses1,017,000994,0001,234,0001,165,000
Securities available for sale5,266,0004,324,0002,743,0004,525,000
Securities held to maturity0000
Trading assets0000
Total deposits81,654,00084,118,00084,706,00085,968,000
Interest-bearing deposits63,549,00067,293,00069,181,00065,653,000
Noninterest-bearing deposits18,104,00016,825,00015,525,00020,315,000
Equity capital10,671,00010,922,00011,103,00013,307,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2002Q12002Q22002Q32002Q4
Interest income1,409,0002,960,0004,519,0006,075,000
Interest expense523,0001,012,0001,500,0001,924,000
Net interest income886,0001,948,0003,019,0004,151,000
Noninterest income74,000164,000301,000434,000
Noninterest expense642,0001,328,0002,008,0002,565,000
Provision for loan losses130,000297,000537,000797,000
Pretax income188,000487,000775,0001,223,000
Income tax48,000156,000258,000312,000
Net income140,000331,000517,000911,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2002Q12002Q22002Q32002Q4
Tier 1 capital10,689,00010,880,00011,066,00013,260,000
Total capital11,636,00011,874,00012,095,00014,268,000
Risk-weighted assets75,686,00082,851,00082,122,00080,500,000