Call reports 2002
NORTHWEST BUSINESS BANK — 2002
What NORTHWEST BUSINESS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 94,113,000 | 97,169,000 | 97,962,000 | 100,436,000 |
| Total loans | 65,614,000 | 74,640,000 | 73,524,000 | 70,725,000 |
| Allowance for loan losses | 1,017,000 | 994,000 | 1,234,000 | 1,165,000 |
| Securities available for sale | 5,266,000 | 4,324,000 | 2,743,000 | 4,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,654,000 | 84,118,000 | 84,706,000 | 85,968,000 |
| Interest-bearing deposits | 63,549,000 | 67,293,000 | 69,181,000 | 65,653,000 |
| Noninterest-bearing deposits | 18,104,000 | 16,825,000 | 15,525,000 | 20,315,000 |
| Equity capital | 10,671,000 | 10,922,000 | 11,103,000 | 13,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,409,000 | 2,960,000 | 4,519,000 | 6,075,000 |
| Interest expense | 523,000 | 1,012,000 | 1,500,000 | 1,924,000 |
| Net interest income | 886,000 | 1,948,000 | 3,019,000 | 4,151,000 |
| Noninterest income | 74,000 | 164,000 | 301,000 | 434,000 |
| Noninterest expense | 642,000 | 1,328,000 | 2,008,000 | 2,565,000 |
| Provision for loan losses | 130,000 | 297,000 | 537,000 | 797,000 |
| Pretax income | 188,000 | 487,000 | 775,000 | 1,223,000 |
| Income tax | 48,000 | 156,000 | 258,000 | 312,000 |
| Net income | 140,000 | 331,000 | 517,000 | 911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,689,000 | 10,880,000 | 11,066,000 | 13,260,000 |
| Total capital | 11,636,000 | 11,874,000 | 12,095,000 | 14,268,000 |
| Risk-weighted assets | 75,686,000 | 82,851,000 | 82,122,000 | 80,500,000 |