Call reports 2001
NORTHWEST BUSINESS BANK — 2001
What NORTHWEST BUSINESS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,397,000 | 60,802,000 | 73,969,000 | 93,434,000 |
| Total loans | 38,284,000 | 42,696,000 | 50,774,000 | 60,555,000 |
| Allowance for loan losses | 604,000 | 690,000 | 771,000 | 906,000 |
| Securities available for sale | 2,590,000 | 3,343,000 | 4,536,000 | 5,162,000 |
| Securities held to maturity | 250,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,505,000 | 52,771,000 | 65,893,000 | 81,078,000 |
| Interest-bearing deposits | 40,057,000 | 39,969,000 | 51,503,000 | 65,833,000 |
| Noninterest-bearing deposits | 10,448,000 | 12,802,000 | 14,390,000 | 15,245,000 |
| Equity capital | 7,340,000 | 7,384,000 | 7,543,000 | 10,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,152,000 | 2,315,000 | 3,522,000 | 4,851,000 |
| Interest expense | 530,000 | 1,021,000 | 1,509,000 | 2,032,000 |
| Net interest income | 622,000 | 1,294,000 | 2,013,000 | 2,819,000 |
| Noninterest income | 61,000 | 148,000 | 237,000 | 311,000 |
| Noninterest expense | 523,000 | 1,081,000 | 1,690,000 | 2,256,000 |
| Provision for loan losses | 80,000 | 166,000 | 247,000 | 403,000 |
| Pretax income | 80,000 | 195,000 | 313,000 | 471,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 195,000 | 313,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,298,000 | 7,343,000 | 7,463,000 | 10,550,000 |
| Total capital | 7,861,000 | 7,959,000 | 8,194,000 | 11,432,000 |
| Risk-weighted assets | 45,017,000 | 49,179,000 | 58,367,000 | 70,586,000 |