Call report 2005Q2
BERGEN COMMERCIAL BANK — 2005Q2
The 22 measures BERGEN COMMERCIAL BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 305,460,000 | USD | evidence → |
| Total loans | 221,715,000 | USD | evidence → |
| Allowance for loan losses | 2,819,000 | USD | evidence → |
| Securities available for sale | 13,211,000 | USD | evidence → |
| Securities held to maturity | 22,464,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 248,156,000 | USD | evidence → |
| Interest-bearing deposits | 180,065,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,091,000 | USD | evidence → |
| Equity capital | 25,511,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,734,000 | USD | evidence → |
| Interest expense | 2,150,000 | USD | evidence → |
| Net interest income | 5,584,000 | USD | evidence → |
| Noninterest income | 866,000 | USD | evidence → |
| Noninterest expense | 3,502,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 2,848,000 | USD | evidence → |
| Income tax | 966,000 | USD | evidence → |
| Net income | 1,882,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,061,000 | USD | evidence → |
| Total capital | 26,880,000 | USD | evidence → |
| Risk-weighted assets | 238,612,000 | USD | evidence → |