Call report 2004Q4
BERGEN COMMERCIAL BANK — 2004Q4
The 22 measures BERGEN COMMERCIAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 263,967,000 | USD | evidence → |
| Total loans | 212,774,000 | USD | evidence → |
| Allowance for loan losses | 2,705,000 | USD | evidence → |
| Securities available for sale | 15,247,000 | USD | evidence → |
| Securities held to maturity | 10,295,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 200,273,000 | USD | evidence → |
| Interest-bearing deposits | 139,595,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,678,000 | USD | evidence → |
| Equity capital | 23,654,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,786,000 | USD | evidence → |
| Interest expense | 3,222,000 | USD | evidence → |
| Net interest income | 9,564,000 | USD | evidence → |
| Noninterest income | 1,737,000 | USD | evidence → |
| Noninterest expense | 5,976,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 5,025,000 | USD | evidence → |
| Income tax | 1,486,000 | USD | evidence → |
| Net income | 3,539,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,178,000 | USD | evidence → |
| Total capital | 24,883,000 | USD | evidence → |
| Risk-weighted assets | 229,453,000 | USD | evidence → |